Easy way to Apply Now: click through to Citibank and apply online.

^Δ Terms and conditions apply. 10% cash back rebate with BP applies for up to 6 months commencing from the date of approval of your new Card. At the end of the six month period, the cash back rebate amount for all purchases made at BP will revert to the standard cash back rebate offer of 5%. The cash back rebate at BP is limited per account to the first $300 You spend at participating outlets each Statement period. Offer valid for all applications approved before 15 February 2009.

* The 2.9% p.a. interest rate applies only to balances transferred with this offer and applies for 12 months from account opening. Transferred balances will be repaid first. Any transactions made other than with this offer are at the standard Credit Card rate, currently 19.89% p.a., which is variable, subject to change and Citibank's' credit criteria.

†All other Retail Purchases and bill payments (excluding purchases at BP outlets) made using Your Card will give you 1% cash back rebate on the first $60,000 spent on Your Account in any 12 month period from the date You are enrolled in the BP-Cash Back program. All cash back rebates will be automatically credited to Your Account at the start of the next Statement Period. The cash back rebate amount earned in Your monthly Statement period (e.g. Nov 15 - Dec 14) will be reflected in a cash back rebate summary on that month's statement (E.g. Dec statement). This cash back rebate will then be credited on the first day of the next Statement Period (E.g. Dec 15). Accumulated benefits are forfeited if the account is suspended or closed.